With the excitement of buying a home, we sometimes forget what a financial institution may require at loan time. At Watts Realty we work with several area lenders to help make that process flow as smoothly as possible. We have put together a short check list of information you may need when you apply for your mortgage.

Please note that this list may not be all inclusive so please check with each financial institution for their individual requirements.

Loan App Check List

• Drivers license or other ID
• Residence address for the past two years
• Name & address of each employer for the past two years & W-2's
• Gross monthly salary & current pay stubs for last 30 days
• Social Security number(s)
• 3 months bank statements
• Names, addresses, account #, balances, & monthly payments of all open loans
• Address of other real estate owned
• Money for credit report & appraisal

Keystone Community Bank 6405 S. Westnedge Ave Portage, MI 49002 Derek Naylor (269) 321-9100 Email Derek 5073 Gull Road Kalamazoo, MI 49048 Jeffrey Stoops (269) 488-4800 Email Jeffrey 107 W. Michigan Avenue (downtown) Kalamazoo, MI 49007 Kristen Weimer (269) 553-9100 Email Kristen

Lake Michigan Credit Union 435 S. Westnedge Avenue Kalamazoo, MI 49007 Kelli DeWitt (269) 978-6125 direct Email Kelli 487 S. Drake, Suite A Kalamazoo, MI 49008 John Radar (269) 342-5860 x 9571 Email John PNC Bank 108 East Michigan (downtown) Kalamazoo, MI 49007 Shirley Morford (269) 376-9128